Products

Loans

1.Housing Loan
  • Attractive interest rates to make your Home Loans affordable and easier on your pocket.
  • Customized repayment options to suit your needs.
  • No hidden charges.
  • Expert legal and technical counseling to help you make the right home buying decision.
Products Interest Rate
Ordinary Loan(OL)(Diminishing & EMI Scheme)
11.50%
Cash Credit (CC)
12.50%
Housing Loan (HL)(Diminishing & EMI Scheme)
9.50%
Vehicle Loan(VL)
10.50%
Medium Term Loan (MTL)
12.50%
Special Loan(SPL)
12.50%
Buisiness Loan (BL)
12.50%
Ready Build Housing Loan (RBHL)*
9.50%
Personal Loan (PL)*
12.50%
Coastal Teachers Loan (CTL)
12.50%
Coastal Institutional Loan (CIL)(Diminishing & EMI Scheme)
11.50%
Coastal Professional Loan (CPL)
12.50%
Working Capital Firm Loan (WCFL)*(Diminishing & EMI Scheme)
11.50%
Gold loan (COVID 19 scheme)
8%

Deposits

Fixed Deposit (FD)
Recurring Deposit (RD)
Janakshema Deposit
Duration Interest Rate Senior Citizens
30 days to 45 days
4.75
46 days to 90 days
5.25
91 days to 179 days
5.50
Extra 0.50%
180 days to 364 days
5.75
1 year to below 2 years
7.25
2 year and above
7

Lockers

  • Small
  • Medium
  • Large
MAIN BRANCH
Locker Type Availability in Numbers
Small
17
Medium
13
Large
1
ERAVIPURAM BRANCH
Locker Type Availability in Numbers
Small
10
SAKTHIKULANGARA BRANCH
Locker Type Availability in Numbers
Small
20
Medium
10
KADAVOOR BRANCH
Locker Type Availability in Numbers
Small
20
PULLICHIRA BRANCH
Locker Type Availability in Numbers
Small
20
ANCHALUMMOODU BRANCH
Locker Type Availability in Numbers
Small
10
Medium
6
Large
2
RAMANKULANGARA BRANCH
Locker Type Availability in Numbers
Small
7
Medium
1
Large
2
PERAYAM BRANCH
Locker Type Availability in Numbers
Small
10