RBI Lic No: UBD KR 507 P 22/08/1986        +91 474 279 0014  

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Savings & Business accounts

  • SB Interest - 3%
  • Senior Citizen : Extra 0.50%

Short & Long Deposits

Interest Rates - 19/07/2023

Duration Rate
30 to 45 days 5.50%
46 to 90 days 6.00%
91 to 179 days 6.50%
180 to 364days 6.75%
1 year to below 2 years 8.75%
2 year and above 8.25%

LOAN ROI

Interest Rates - 19/07/2023

Products Rate of Intrest Duration
GOLD LOAN 8.50% 6 months
ORDINARY LOAN (OL) *
(EMI)
13%(upto 50 Lakhs)
12.50%(Above 50 Lakhs)
180 months
CASH CREDIT (CC) 13.50% 12 months
HOUSING LOAN (HL) *
(EMI)
11 %(upto 25 Lakhs)
10.50% (Above 25 Lakhs)
240 months
VEHICLE LOAN (VL) 10.50% Upto 25 Lakhs) 84 months
NON PRODUCTIVE MT LOAN (NPMTL) 13.50% (Upto 5 lakhs) 60 months
MEDIUM TERM LOAN (MTL) 13.50% (Upto Rs. 60,000) 60 months
SPECIAL LOAN (SPL) 13.50% (Upto Rs. 50,000) 60 months
BUSINESS LOAN (BL) 13.50%(Upto 1 lakhs) 60 months
READY BUILT HOUSING LOAN (RBHL) * 11%(upto 25 Lakhs)
10.50%(Above 25 Lakhs)
240 months
PERSONAL LOAN (PL) 13.50% (Upto 3 Lakhs) 60 months
COASTAL TEACHERS LOAN (CTL) 13.50% (Upto 5 Lakhs) 60 months
COASTAL INSTITUTIONAL LOAN (CIL) 13%(Upto 50 Lakhs)
12.5% (Above 50 lakhs)
180 months
COASTAL PROFESSIONAL LOAN (CPL) 13.50%(Upto 3 Lakhs) 60 months
WORKING CAPITAL TERM LOAN (WCTL) *
(EMI)
13% (Upto 50 lakhs)
12.50% (Above 50 lakhs)
180 months

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