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SB Interest - 3%
Senior Citizen : Extra 0.50%
Interest Rates - 19/07/2023
| Duration | Rate |
| 30 to 45 days | 5.50% |
| 46 to 90 days | 6.00% |
| 91 to 179 days | 6.50% |
| 180 to 364days | 6.75% |
| 1 year to below 2 years | 8.25% |
| 2 year and above | 8.00% |
Interest Rates - 17/08/2024
| Products | Rate of Intrest | Duration |
| GOLD LOAN (up to 4 lakhs) | 8.50% | |
| ORDINARY LOAN (OL) * (EMI) |
13% (Above 50 Lakhs) |
180 months |
| CASH CREDIT (CC) | 14.00% | 12 months |
| HOUSING LOAN (HL) * (EMI) |
11.00% (Above 25 Lakhs) 11.50 %(upto 25 Lakhs) |
|
| VEHICLE LOAN (VL) | 11.00% | 84 months |
| NON PRODUCTIVE MT LOAN (NPMTL) | 14% (Upto 5 lakhs) | 60 months |
| MEDIUM TERM LOAN (MTL) | 14% (Upto Rs. 60,000) | 60 months |
| SPECIAL LOAN (SPL) | 14% (Upto Rs. 50,000) | 60 months |
| BUSINESS LOAN (BL) | 14% (Upto 1 lakhs) | 60 months |
| READY BUILT HOUSING LOAN (RBHL) * | 11.00% (Above 25 Lakhs) 11.50% (upto 25 Lakhs) |
240 months |
| PERSONAL LOAN (PL) | 14% (Upto 3 Lakhs) | 60 months |
| COASTAL TEACHERS LOAN (CTL) | 14% (Upto 5 Lakhs) | 60 months |
| WORKING CAPITAL TERM LOAN COASTAL INSTITUTIONAL LOAN (CIL) |
13.00% (Above 50 lakhs) 13.50% (Upto 50 Lakhs) |
180 months |
| COASTAL PROFESSIONAL LOAN (CPL) | 14%(Upto 3 Lakhs) | 60 months |
